The Differences Between ABTA Or ATOL You Need To Know

The Differences Between ABTA Or ATOL You Need To Know

05/06/2020 0 By M Zaman

It is very important to check whether your holiday packages come under ABTA or ATOL protection.

Unless, your holiday providers do not have these two major protections. It is very likely that your holiday packages can be mis-sold.

There are least chances you will get your money back.

The Major Differences Between ABTA Or ATOL

While, you are considering to book a holiday. There are major differences between ABTA or ATOL you must need to know.

What does ABTA and ATOL stand for?

Before, booking a holiday it is very important for a traveller to check whether the holiday providers are covered under ABTA or ATOL protection.

The ABTA stands for Association of British Travel Agents. It covers package holidays by ferry, road and rail by the associations members.

While, ATOL stands for Air Travel Organiser’s Licence. It is a government-run financial protection scheme operated by the Civil Aviation Authority (CAA).

ATOL covers flights and accommodation, flights and car hire, or flights and accommodation and car hire with a single travel firm.

ABTA and ATOL can work completely differently and can cover different kinds of package holidays depending on the mode of transport.

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However, travel firms can sell both ABTA and ATOL protected holidays.

What are the difference between ABTA and ATOL protection?

There are important differences between ABTA and ATOL protection you need to know. At least, it will provide you safeness while you are considering to book for a holiday.


ABTA protection normally cover holiday packages that are within European Economic Area(EEA). It will provide you both legal and financial protections.

ABTA members are subjected to part of Code Of Conduct to provide high standard services.

As, ABTA members are financially protected. In the event, of a company failure or travel company goes out of business ABTA can get involve so you will be able to continue your pre-planned holiday or get your money back.

Package holidays that are for less than 24 hours or for the purposes of business travel may not come under the protection.

On the other hand, you have booked a hotel but there is a construction work ongoing it certainly disrupts your holiday. In this circumstances, you are eligible to claim for compensation.

ABTA are not able to help with matters concerning the behaviour of other guests, weather conditions, or holidays from over 18 months ago.

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ABTA is a voluntary scheme that travel firms can choose to sign up to.

Since, Laterooms and Superbreak collapsed in 2019. It was under ABTA’s part of conduct.

You can more information about financial protection from here.


Generally, ATOL covers package holidays that include flights.

If your travel arrangements under ATOL protection, you will receive an ATOL certificate from your travel company at the time you make your payment, and you will need to keep the certificate safe.

ATOL protected company fails and your holiday can no longer go ahead you will be entitled to a refund.

For an instance, if you are yet to travel, and hotel costs and flights home if you are abroad you will receive support from ATOL.

Flights booked directly with airlines are not protected under the ATOL scheme. This means if you booked a flight and hotel separately, it will not covered as ATOL covers package holidays only.

In 2019, Thomas Cook collapsed and it was under ATOL protection.

You will find more information about ATOL protection from here.

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